By signing this Credit Application, you have agreed as follows: You give Royal Caribbean Cruises Ltd. (RCCL) and its representatives or agents permission to obtain and verify credit and financial information from any source, obtain your credit and employment history, and exchange information with others about your credit and account experiences with RCCL. You agree not to hold any of these entities, or RCCL’s affiliates, subsidiaries, shareholders, officers, directors, or employees, responsible or liable for the information released or their use of any such information. You agree that RCCL will retain this application whether or not it approves the credit line. Before drawing on your line of credit, if granted, you agree to sign credit instruments (i.e. checks) in the amount of the draw. You authorize RCCL to complete any of the following missing items on these credit instruments: (1) the name of the payee, (2) any missing amounts, (3) a date, (4) the name, account number, and/or address and branch of any banks and financial institutions, and (5) any electronic encoding of the above items. You acknowledge that you have the ability and intent to legally repay any advance of money at voyage completion or upon demand or presentment. You authorize RCCL, in its sole discretion, to apply any and all chips that you may redeem first to the reduction of any outstanding credit balance, with the remainder, if any, to be returned to you. * Amounts less than $10,000 can be requested via your onboard folio at the casino cashiers cage.
You agree that this application and all credit issued pursuant thereto will be governed, construed, and interpreted pursuant to the laws of the State of Nevada and shall lie solely in that state. You agree that RCCL may litigate any dispute involving the credit line, the debt, or the payee in any court, state or federal, in Nevada. You submit to the jurisdiction of any court, state or federal, in the State of Nevada, as well as the jurisdiction of any other court where you reside. In the event of a collection action, you agree to pay prejudgment and post-judgment interest at a rate of 18% per annum plus all expenses and attorney's fees incurred by RCCL in collection of items owed, unless prohibited by Nevada law, and in such case at the highest amount permitted by Nevada law. You further represent that you have not been excluded from any gaming operation, nor have any of your privileges at any gaming operations been restricted, either voluntarily or by action of law.
You authorize RCCL, and its representatives and agents, to investigate your credit report and to furnish information concerning such credit records to credit reporting agencies and others who may properly receive this information.
Warning: For the purposes of Nevada law, a credit instrument is identical to a personal check and may be deposited in or presented for payment to a bank or other financial institution on which the credit instrument is drawn. Willfully drawing or passing a credit instrument with the intent to defraud, including knowing that there are insufficient funds in an account upon which it may be drawn, is a crime in the State of Nevada that may result in criminal prosecution in addition to civil proceedings to collect the outstanding debt.
