For the purposes of Nevada law, a credit instrument is identical to a personal check and may be deposited in or presented for payment to a bank or other financial institution on which the credit instrument is drawn. Willfully drawing or passing a credit instrument with the intent to defraud, including knowing that there are insufficient funds in an account upon which it may be drawn, is a crime in the State of Nevada which may result in criminal prosecution in addition to civil proceedings to collect the outstanding debt.
I give the Hard Rock Hotel and Casino and its representatives authorization to obtain and verify my financial information (including, but not limited to, account balance information) from any source, obtain my financial and employment history and exchange information with others about my financial and account experience, excluding Experian credit reports, with the Hard Rock Hotel and Casino. I agree not to hold any of the entities responsible or liable for information released, nor the Hard Rock Hotel and Casino for its use of any such information. I agree that the Hard Rock Hotel and Casino may retain and use the information on this application and any information it receives based on my authorization whether or not I am granted Credit signing privileges. As a condition to being granted Credit signing privileges, I agree to sign Credit instruments, aka markers or checks in the form presented to me by the Hard Rock Hotel and Casino in the amount of the funds (e.g. chips, cash, TITO vouchers, etc.) issued to me.
I authorize the Hard Rock Hotel and Casino to complete any of the following information on those markers: 1) name of payee, 2) any missing amounts, 3) a date, 4) name, account number, and/or address of any of my banks and financial institutions, 5) electronic encoding of the above and 6) any other information not prohibited by law. The information inserted may be for any account from which I now or may in the future have the right to withdraw funds, regardless of whether that account now exists, and whether I provided the information on the account to the Hard Rock Hotel and Casino. I represent that at the time I sign any marker, I have on deposit in accounts on which I am authorized signatory for all purposes, without restriction, funds sufficient to pay such marker upon demand.
I acknowledge that irrespective of any currency exchange laws in the country in which I reside, I have the ability and intent to legally pay through my bank or financial institution the funds represented by the markers signed by me and given to the Hard Rock Hotel and Casino.
I agree that Nevada law exclusively applies to these transactions, that the exclusive jurisdiction for any dispute arising out of or related to any of the above shall be a state or federal court sitting in Clark County, Nevada and that I waive any requirement of presentment.
In addition to any amounts authorized by law, I will pay interest at the rate of the lesser of eighteen percent (18%) per annum, or the highest amount permitted by Nevada law, from the date of issuance of the marker (if dishonored by a financial institution) and all costs of collection, including attorneys fees and court costs. I agree that the information set forth above is true and accurate to the best of my knowledge.