At Gun Lake Tribal Gaming Authority, operating as Gun Lake Casino Resort (hereinafter the "Casino"), we value our guests and take pride in providing a premier experience giving them the most exciting entertainment services available in the gaming industry today. We understand the importance of privacy and confidentiality for our guests when they engage with our credit and financial services. This document outlines our credit policies and terms of agreement.
Data Collection and Use of Information
In the course of providing credit and other financial services at the Casino, we obtain certain personal and financial information about our guest that we realize they may consider confidential. We know how much our guests value their privacy and are therefore providing this notice to explain our policies for collecting and using this information. We collect non-public personal information, including confidential personal information, about our guests from the following sources:
- Information our guests provide on applications for credit and on other forms.
- Information about our guest’s transactions with us or with other companies.
- Information we receive about our guests from other sources, including credit bureaus and other sources.
We restrict access to nonpublic personal information we collect about our guests to those employees who need to know that information to process credit applications or provide other services to our guests. We also maintain robust physical, electronic, and procedural safeguards to protect this personal information. We do not disclose any confidential personal information about our guests past and present except as permitted by law.
Credit Application Terms
I certify that I am 21 years of age or older. I understand that persons under the age of 21 are prohibited from gaming. I represent and warrant that I am applying for credit from the Casino for my own personal gaming purposes and that any credit extended to me by the Casino will be used only by me and only for that purpose. I agree that I am liable for the repayment of all credit that is extended to me by the Casino regardless of how or by whom such credit is used. I waive any claim or defense that I am not liable for the repayment of any portion of the credit that is extended to me for any reason, including, but not limited to, the allegation that such credit was used by, or for the benefit of another person, with or without the knowledge or consent of the Casino.
I authorize the Casino to investigate my credit record and to conduct such other investigations as it deems necessary, and to furnish information concerning my credit record to credit reporting agencies and others who may properly receive this information. I agree that if I fail to pay any indebtedness due to the Casino and the indebtedness is placed with an attorney for collection, I will pay the attorney fees and costs incurred by the Casino.
Legal and Collection Terms
The applicant agrees that applicable laws of the Match-E-Be-Nash-She-Wish Band of Pottawatomi, which may incorporate the substantive law of the State of Michigan, will apply to this application and to any credit extended and/or checks cashed by the Casino for me. Jurisdiction for litigation related to credit repayment or bad checks lies exclusively with the specified courts. The applicant consents to enforcement of judgments related to bad checks in any jurisdiction where they have resided or owned property, waiving all procedural and substantive defenses. However, I acknowledge that each agreement contained in this paragraph is made for the benefit of the Casino and may be waived by it at any time. I agree that such judgment may be enforced against me or my property in any such country or jurisdiction in the same manner, and to the same extent, as a judgment that is rendered by a court in such country or jurisdiction.
Markers and Payment
If approved, to use your credit line you will be required to present a valid identification when taking out a marker. The Casino will hold your marker for an agreed upon number of days prior to its deposit.
If you wish to buy back your marker any time before the deposit date, you may do so using cash or casino chips.
Once the marker has been deposited for payment, the amount issued to you will be available for withdrawal, 9 days after the date of deposit.
If at any time, your account becomes delinquent due to non-payment or Non-Sufficient Funds Returns, your credit privileges are subject to a minimum 30-day suspension with reactivation not guaranteed.
No Walk Policy
The No Walk Policy assists the Casino in the collection of delinquent or outstanding markers. Whenever a guest is issued a marker and receives chips for table game play or cash for slot play, the patron may be required to apply all funds remaining at the conclusion of their play to their outstanding marker(s), either partially or in full. Guests that do not comply with this requirement are subject to the Marker being presented for deposit immediately and/or possible suspension of credit privileges. Additionally, if a guest decides to game at the Casino prior to paying a delinquent Marker or debt and they win, the delinquent marker or dept amount will be deducted from their winnings. Winnings are defined as total cashed out amount, minus the buy in amount for table games play, for slot play, any hand pay jackpot would be applied in its entirety. This will remain true until the debt is paid in full A guest cashing out more than $5,000 will be asked if they wish to apply it toward an outstanding marker. If a guest decides to game at the Casino prior to paying the outstanding marker or debt and they win, the outstanding marker or debt amount will be deducted from their winnings. This will remain true until the debt is paid in full.
The No Walk Policy can be used to assist in collecting past due amounts unrelated to Markers. Guests who default and are unable to pay these items may have all rewards club perks revoked from them until the debt is paid in full. Once the debt to the Casino has been paid in full, the guest’s rewards club card perks will be reinstated to their account.
Declaration
I certify that all of the information provided on this application is true and accurate. I am aware that I may be subject to civil or criminal penalties if any material information provided by me is willfully false.
